Graduated in taxation, company administration and accountancy in 1979 from the Lisbon Higher Institute of Accounting and Company Administration.
Specialist in foreign investment in Portugal, and in tax and administration.
Partner-manager since 1980 of the firm Carvalho & Ramilo Investment and Consulting Lda.
Attendance at international fairs in various countries to give talks on the tax and investment advantages in Portugal. The main topics covered are the best investment opportunities currently available, how the Portuguese tax system works, and the benefits and incentives for foreign investors in Portugal.
Since 1980 she has advised on and supported foreign investment in Portugal. Filomena Ramilo directs and guides all the processes related to investment from the moment of arrival of the investor. She begins by analyzing his or her plans, and advises on investments from the point of view of returns, management, taxation and administration. She also advises the investor on how to obtain his or her residence permit in Portugal: the Golden Visa and RRNH.
She speaks several languages: English, French and Spanish as well as Portuguese. She also has translators for Chinese and Russian.
She spends much of her time analyzing the most attractive new legal provisions for foreign investors in Portugal.
She lectures in these areas in seminars, congresses and national and international roadshows.